moral hazard
参考词典中moral hazard的常规释义：
基本释义
- 由于投保人可能不可靠所冒的风险
英英解释
1个名词解释
- (economics) the lack of any incentive to guard against a risk when you are protected against it (as by insurance)
[例]- insurance companies are exposed to a moral hazard if the insured party is not honest
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